Broker Check

EXPERIENCE BUSINESS AND PERSONAL FINANCIAL-LIFE BALANCE






ASK ABOUT A HOLISTIC PLAN FOR YOUR BUSINESS AND FOR YOU

TALK TO AN ADVISOR

Integrating your personal and business Financial-Life plan can paint a more accurate picture of your situation and helps us to identify a number of planning opportunities. 

FINANCIAL-LIFE STRATEGIES FOR YOUR BUSINESS AND FOR YOU

BUSINESS SUCCESSION


• Explore Exit Strategies and the Monetization of Your Business.


• When is the right time to monetize your business?


• Should you sell, close, or transfer the business to family members or key employees.


• Buy-sell agreements between key employees and/or family members.


• Who will run the business when you are gone?

RISK MANAGEMENT


• Will the family business trigger a Federal Estate Tax?


• How to protect your personal assets from business liabilities.


• Can the business run without you?


• Key man insurance and liquidity needs.


• Lines of credit & personal guarantees linked to the business.


• How to protect your spouse and family

RETIREMENT


• Do you need to sell the business to fund your retirement? 


• If so, how much money do you need to net from the sale?


• Will you have enough money to live on without selling it?


• Will you transfer the business to key employees or family members?


• Do you require a lump sum sale or is an installment ok?


• What about retirement plan distribution options

BUSINESS FRINGE BENEFITS


• Profit sharing plans


• 401k plans


• Cash balance and defined benefit plans


• Non-qualified, key employee “Golden Handcuffs” 


• Employee Stock Ownership Plans (ESOP)


• Help address concerns about company retirement plan






READY TO EXPERIENCE BUSINESS AND PERSONAL BALANCE?




TALK TO AN ADVISOR